Receive funding within 5 days of approval.
We understand financial challenges and consider applications with bad credit.
9 out of 10 applicants receiving an offer, you have a strong chance of approval.
Struggling with multiple debts? Our debt consolidation loans are tailored for mortgage holders, offering a quick and efficient way to pay off your debts. With competitive rates starting from just 5.24%, we consider applications even with bad credit. Simplify your finances and get funding within just 5 days.
Won’t Impact Your Credit Score
By text or chat with a friendly expert.
Our experts handle the rest!
Rapid Loan Processing, Credit Challenges Accepted, Tailor-Made Solutions for Mortgageholders.
Enjoy rates as low as 5.24%, making your consolidation process more affordable.
With 9 out of 10 applicants receiving an offer, you have a strong chance of approval
We understand financial challenges and consider applications with bad credit.
Our loans are specifically designed to benefit mortgage holders.
"Help homeowners make better financial decisions."
If your needs are straightforward it can be completed a week, but it could take up to 3 weeks for completion to take place depending upon the complexities of the situation. By completing our assessment, we will be in a better position to help you to minimise the time taken.
In many instances, people with poor credit find homeowner loans to be a lifeline. They can consolidate any debts that are causing them problems & repair their credit at the same time.
Don’t worry if you’ve been refused elsewhere, we’re specialists & will look to find a solution that others can’t. We consider all circumstances and will be able to help.
No, you are not under any obligation after application. Our advisers want to help people, not give them even more obligations. If we can give you helpful information & move you forwards, we are happy.
Yes. People choose to remortgage at the end of a fixed period in order to get the best mortgage deal for them. Homeowner loans are excellent for people that have a mortgage and do not want to remortgage (either because of poor credit or because they will incur a penalty for early repayment). A homeowner loan can fund renovations, purchases & debt consolidation with no penalty for early repayment: you can then repay the loan in a timescale that suits.
We are paid a fee by the lender. This fee has no impact upon the cost of the lending to you or the rate that you will pay.
Every case is a little different, and with hundreds of lenders and thousands of products available, it is important to speak with our whole-of-market experts to ensure you are matched to the most suitable and competitively priced product.
Our team specialise in adding value. By speaking to one of our team, you may discover there’s a better way to arrange your finances, with greater flexibility and a far more competitive rate available.
A solely online lending experience would not allow us to get to know the individual behind the situation, which in our view, is one of the most important factors in decision making.
Equally, by speaking with you directly we can better understand your long-term goals, for example, we may be able to arrange for a loan that fits with your future plans (ie remortgaging at a particular point, repairing your credit etc).
We’ll give you one point of contact who will understand your situation & what you are trying to achieve. Our team will run around behind the scenes but we’ll ensure that you’ve got one point of contact to make things efficient for you & that we are able to get things moving.
Financial Disclosure: Your home may be at risk if you do not keep up repayments. Think carefully about securing debt against your home.
When consolidating existing borrowing, be aware that extending the term could increase the amount repaid.